See also the CreditCard response object. importantTypically requires PCI SAQ D compliance We recommend using payment_method functions to avoid any PCI concerns with raw credit card data being present on your server. Ruby Copy Copied credit_card = gateway.credit_card.find(credit_card_token) This code snippet now uses gateway instance methods instead of class-level methods. Learn more. Arguments token required, String An alphanumeric value that references a specific payment method stored in your Vault.